Mortgage Payoff Calculator
Free Online Mortgage Payoff Calculator
This mortgage payoff calculator shows how extra monthly, yearly, or one-time payments can shorten your loan. Use it to compare payoff strategies and see how much interest you could save by paying a little more.
Mortgage Payoff Calculator
See exactly how to pay off your mortgage early & save thousands
Current Mortgage
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Payoff Strategy
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$
Instead of 12 monthly payments, you make 26 half-payments per year — equivalent to one extra full payment annually. This simple switch can shave years off your mortgage with zero lifestyle change.
yrs
Calculate →
Before vs After
Original Schedule
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VS
✓ Your Strategy
With Your Strategy
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📊 Payoff Timeline Comparison
📋 Year-by-Year Comparison
| Year | Orig. Balance | New Balance | Orig. Interest | New Interest | Int. Saved |
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