VA Mortgage Calculator
Free Online VA Mortgage Calculator
Calculate discounts, savings, and final prices instantly — with support for stacked deals, bulk tiers, and tax.
VA Mortgage Calculator
For eligible Veterans, Active Duty & Surviving Spouses
No PMI Required
No Down Payment Required
No PMI / Monthly Insurance
Competitive Interest Rates
Limited Closing Costs
No Loan Limit (full entitlement)
Loan Details
$
$
%
%
$
$
VA Funding Fee
The VA Funding Fee is a one-time fee paid to the Department of Veterans Affairs. It replaces the PMI required by conventional loans and helps fund the VA loan program for future veterans. It can be financed into the loan or paid at closing.
Conventional Loan (for comparison)
%
%
%
VA Loan Monthly Payment
—
—
VA Loan vs Conventional Comparison
VA Loan
Monthly Payment
—
—
VS
Conventional
Monthly Payment
—
—
💰 Monthly Savings
—
📅 5-Year Savings
—
🏦 Down Payment Saved
—
VA Funding Fee Breakdown
Funding Fee Rate
—
of base loan amount
Funding Fee Amount
—
—
Total Loan Amount
—
incl. financed fee
LTV Ratio
—
loan to value
P&I Payment
—
Property Tax (mo.)
—
Insurance (mo.)
—
Total Interest
—
Total Loan Cost
—
Payoff Date
—
PMI Avoided
—
Down Payment
—
📋 Monthly Payment Breakdown
🎖️ VA Loan Eligibility Requirements
📊 Yearly Amortisation Schedule
| Year | Payment | Principal | Interest | Balance |
|---|
🔮 Scenarios & What-Ifs
If you put 5% down (reduces funding fee):
—
If you put 10% down (lowest funding fee):
—
If you are exempt from funding fee:
—
VA loan vs conventional over 5 years:
—
Total PMI avoided vs conventional loan:
—
If rate drops to 6.0%:
—
VA Loan Insights
Create and Send Professional Invoices in Seconds
Invoize helps freelancers and businesses create, manage, and send invoices easily
from anywhere without complicated accounting software.
- Smart Invoice Management
- Expense & Payment Tracking
- Secure Local Data Storage
