Estimate federal estate tax, lifetime exemption exposure, gift exclusion planning, inheritance distribution, probate costs, and net estate to heirs.
Estate Tax Calculator
Model estate value, deductions, lifetime exemption, gift exclusions, estate tax exposure, and how much may pass to heirs after taxes and costs.
Federal estate tax owed
$0Estimated net estate to heirs: $3.25MFormula
The calculator estimates gross estate value, subtracts deductible amounts, compares the taxable estate with the selected lifetime exemption, and applies a simplified 40% federal estate tax rate above the exemption.
Planning
Lifetime exemption, annual exclusion gifts, direct education or medical payments, charitable bequests, and marital deduction planning can significantly change the amount exposed to federal estate tax.
Use cases
Use it to estimate federal estate tax exposure, review gift-planning scenarios, model inheritance distribution, and prepare questions for an estate attorney or tax professional.
Use the result for planning only, then confirm exemption limits, state rules, trust strategy, asset ownership, and tax treatment with qualified professionals.
Use the result for planning only, then confirm exemption limits, state rules, trust strategy, asset ownership, and tax treatment with qualified professionals.
Use the result for planning only, then confirm exemption limits, state rules, trust strategy, asset ownership, and tax treatment with qualified professionals.
Use the result for planning only, then confirm exemption limits, state rules, trust strategy, asset ownership, and tax treatment with qualified professionals.
Use the result for planning only, then confirm exemption limits, state rules, trust strategy, asset ownership, and tax treatment with qualified professionals.
Use the result for planning only, then confirm exemption limits, state rules, trust strategy, asset ownership, and tax treatment with qualified professionals.
Calculator details
Last updated: July 2026
Formula used
Estate Tax Calculator uses the values you enter to estimate totals, rates, percentages, payments, balances, or comparison results for planning.
Assumptions
Example calculation
Enter a simple estate tax calculator scenario, review the estimated result, then adjust one input at a time to compare outcomes.
When to use this calculator
Estimate federal estate tax based on estate assets and deductions
Disclaimer
This calculator is for estimation and educational use only. It does not replace professional financial, tax, legal, mortgage, investment, or accounting advice.
Questions
It estimates gross estate value, deductions, taxable estate, lifetime exemption, federal estate tax above the exemption, gift-planning impact, and simplified inheritance distribution to heirs.
No. It focuses on simplified federal estate tax estimates. State estate taxes, inheritance taxes, probate rules, trust rules, and local requirements can vary widely.
This calculator subtracts deductions from the gross estate, compares the taxable estate with the selected lifetime exemption, and applies a simplified 40% rate to the amount above the exemption.
No. It is for planning only. Estate tax, gift tax, trust strategy, asset titling, portability, state tax, and inheritance rules should be reviewed with an estate planning attorney, CPA, or qualified tax professional.
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